Future of CalgaryFUTUREOF CALGARY

7 min read

Why Torontonians are moving to Calgary

Why Torontonians are moving to Calgary

Toronto buyers arriving in Calgary usually notice the same three things: the price per square foot conversation is different, a detached home with a garage is a realistic option again, and the drive across the city takes a fraction of the time.

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What your housing dollar buys differently

In Toronto the trade-off is usually condo downtown or a long commute to a house. In Calgary the same conversation happens across a much smaller distance, and detached and townhouse inventory sits inside the city rather than an hour outside it. Buyers who were shopping condos often reset their search entirely once they arrive.

Taxes and everyday costs

Alberta has no provincial sales tax and no land transfer tax — instead Alberta charges modest land titles registration fees on transfer and on the mortgage. For a Toronto buyer used to budgeting both provincial and municipal land transfer tax, the closing cost line looks unfamiliar the first time.

Where Toronto transplants tend to land

Buyers who want walkability and a shorter commute look at the inner city and the communities immediately around the core. Families moving for space look to the outer quadrants where newer construction and schools are clustered. The area pages on this site break the city into quadrants so you can orient before you ever fly out.

Timing a sale in Ontario with a purchase here

The hardest part of the move is the overlap. Sell first and rent, buy first with a sale-of-home condition, or bridge — each is workable, and the right one depends on how firm your Ontario sale is. Neville Thompson Jr. is a licensed real estate broker in both Alberta and Ontario, which means the two sides of the move can be coordinated rather than handed off.

  • Confirm your Ontario sale timeline before writing here
  • Get an Alberta pre-approval — lenders treat the move as a relocation file
  • Book a scouting trip around specific quadrants, not a random list of listings
  • Line up an Alberta real estate lawyer early

The winter question

Calgary winters are colder and drier than Toronto's, with chinook winds that can lift temperatures dramatically within a day. Most newcomers report the dry cold easier to dress for than lake-effect damp — but garage parking moves up the priority list quickly.

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Common questions

Is there land transfer tax in Calgary?

Alberta does not charge land transfer tax. It charges land titles registration fees on the property transfer and on any mortgage registered, which are far smaller than Ontario's combined provincial and Toronto municipal land transfer taxes.

Can one REALTOR® handle both my Toronto sale and Calgary purchase?

Neville Thompson Jr. is licensed as a real estate broker in both Alberta and Ontario, so the sale and the purchase can be planned together instead of through two disconnected files.

Should I rent first in Calgary?

Renting for a few months is a reasonable way to learn the quadrants before committing, especially if your Ontario sale closes before you have chosen a community.

Where to go next

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Contact

Questions about this guide?

Call or email for straight answers about buying, selling or moving to Calgary — no obligation.

Neville Thompson Jr.Real Estate Broker
Future of Calgary · Real Estate Professionals Inc.

$3,999 listing fee plus applicable GST. Buyer brokerage compensation, if applicable, is separate. Terms apply. *The $3,999 listing fee applies to sale prices up to $400,000. Every additional $200,000 of sale price (or part thereof) adds $500 to the flat fee — for example $4,499 up to $600,000, $4,999 up to $800,000, and $5,499 up to $1,000,000.